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Commercial Mortgages

Commercial mortgages provide long-term funding for businesses, investors, and property owners looking to purchase, refinance, or develop commercial property. Whether you are expanding your portfolio, financing your trading premises, or investing through a company structure, commercial finance offers flexible solutions tailored to more complex requirements.

A commercial mortgage is a loan secured against property used for business or investment purposes. These mortgages cover a wide range of property types, from offices and retail units to industrial sites and specialist premises.

Commercial lending is more flexible than standard residential or Buy to Let funding, with lenders considering the business performance, property type, and future plans as part of their decision-making process.

When to Consider a Commercial Mortgage

Commercial mortgages can help with

  • Purchasing or refinancing trading premises

  • Acquiring investment commercial property

  • Expanding or restructuring a property portfolio

  • Raising capital for business growth

  • Consolidating existing borrowing

  • Financing semi-commercial or mixed-use buildings

  • Purchasing through limited companies or SPVs

Key Features

  • Terms typically up to 25 years

  • Available for owner-occupiers and investors

  • Flexible repayment options including interest-only

  • Funding for standard, semi-commercial, and specialist properties

  • Loans available for individuals, partnerships, limited companies, and SPVs

  • Bespoke underwriting tailored to your business model

  • Competitive rates from high-street and specialist lenders

Get Expert Support

Commercial mortgage applications can be complex, but with expert guidance the process becomes straightforward. Our specialist team at Connect Property Finance can help you build a tailored solution that supports your investment or business strategy.

Contact our experts today to discuss your commercial finance needs and explore your lending options.

What next?

If you are looking for a mortgage solution that suits your needs and budget, we are here to help. Please visit our contact us page and fill out a simple form with your details and query. 

We will get back to you as soon as possible with the best options for you. Thank you for choosing us as your mortgage partner.