Bridging Finance
Bridging finance provides fast, flexible short-term funding that helps you move quickly when traditional lending cannot. Whether you are purchasing a property at auction, completing a chain break, or needing funds to refurbish before refinancing, bridging loans can offer the speed and certainty needed to secure your deal.
Bridging finance is a short-term loan designed to bridge the gap until longer-term funding is in place. It is commonly used by property investors, landlords, and developers who need access to funds quickly. Loans are typically secured against residential or commercial property and can be arranged far faster than standard mortgages.
When to Use a Bridging Loan
Bridging finance can be suitable for
Auction purchases
Chain breaks when a sale is delayed
Purchasing unmortgageable or non-standard properties
Refurbishment and light development projects
Capital raising for time-sensitive opportunities
Buying before selling
Short-term business cash flow requirements
Key Features
Fast turnaround, often within days
Short terms from 1 to 24 months
Options for interest-only, rolled-up, or retained interest
Available for residential, commercial, mixed-use, and land
Flexible underwriting and criteria
Can be used by individuals, limited companies, or SPVs
No early repayment charges with many lenders
Why Choose Connect Property Finance?
Connect Property Finance specialises in sourcing tailored bridging solutions for investors, developers, and homeowners. Our team works with an extensive panel of specialist lenders, giving you access to competitive rates and flexible structures suited to your exact project.
What we offer
Whole-of-market access including specialist lenders
Fast decision in principle to support tight deadlines
Support with complex, non-standard, or time-critical cases
Expertise with refurbishment, auction, and development scenarios
Guidance from enquiry to completion
Get Expert Support
If you need fast, flexible short-term finance, our specialist team is here to help. Contact our experts to discuss your bridging requirements, compare lender options, and secure funding that supports your goals.